The Best Places to Retire in Colorado

Colorado, with its high living standards and numerous perks, is a popular choice for retirees. The prospect of an affordable lifestyle without compromising wellness or living experience draws many. Colorado, a state of breathtaking beauty, enthralls millions of tourists with its striking landscapes and vibrant communities. The state offers retirees a diverse, affordable cost of living and the perfect balance between adventure and tranquility.

The state of Colorado, with its delightful Denver suburbs, charming cities, and picturesque towns, is a retirement paradise. Outdoor enthusiasts will be captivated by the stunning mountain ranges and the abundant recreational activities they offer. From Greenwood Village, a suburb of Denver, to Woodland Park, one of the many beautiful mountain towns, you will be spoiled for choice. The list of the 10 best places to retire in Colorado includes both vibrant college towns and serene mountain towns.

Spectacular Cities to Retire in Colorado: Our Top Picks

Our top picks for the best places to retire in Colorado include a mix of charming cities and small towns, each with its distinct appeal. From the wine country of Grand Junction to the tranquil haven of Cañon City, there’s something for everyone. Whether you’re looking for a bustling city life or a quiet town, retiring in Colorado offers a host of options suited to various lifestyle preferences.

1. Greenwood Village – A Slice of Suburban Bliss

Greenwood Village is a slice of suburban bliss nestled in the heart of Colorado. This Denver suburb has a friendly, safe environment that will make you feel at home. From walking through the gorgeous parks to attending fun holiday events, there’s never a dull moment in Greenwood Village.

One of the highlights of this charming city is the Castle Pines Village Golf Club. Nestled amidst the rolling hills and towering pines, the club offers a spectacular golfing experience for enthusiasts. It’s not just about the golf, though. The club is a hub of social activity with events and gatherings that foster a strong sense of community.

An integral part of Greenwood Village’s appeal is the Country Club at Castle Pines. This exclusive club offers a luxurious lifestyle with its top-notch facilities, lush golf courses, and a vibrant social scene. Greenwood Village, with its suburban charm and high-quality life, is indeed a slice of bliss for retirees.

2. Grand Junction – The Heart of Colorado’s Wine Country

Grand Junction, located in Mesa County, is truly the heart of Colorado’s wine country. This gem of a city is a haven for retirees with a taste for the finer things in life. With numerous vineyards in close proximity, it’s a fantastic place to enjoy a glass of wine with a stunning Colorado backdrop.

Just 15 minutes from downtown is the stunning Colorado National Monument. This natural wonder offers breathtaking views and numerous outdoor activities, perfect for active retirees. Furthermore, Grand Junction is famous for its Palisade peaches, arguably the best in the country. The annual Palisade Peach Festival is a must-attend event, adding to the city’s vibrant cultural scene.

Grand Junction is not just about wine and peaches, though. The city also boasts a thriving arts scene with venues like the Avalon Theatre and the Museum of the West. Whether you’re a nature lover, a wine connoisseur, or an arts enthusiast, Grand Junction offers a vibrant yet relaxed lifestyle for retirees.

3. Estes Park – The Gateway to Rocky Mountain National Park

Estes Park, a small town in Colorado, is known as the gateway to Rocky Mountain National Park. With a population of over 5,800, it offers a close-knit community feel coupled with the grandeur of the Rocky Mountains.

Living in Estes Park offers a unique blend of serene mountain life and easy access to city amenities. The town is just a suburb of Colorado Springs, meaning you’re never too far from the conveniences of city life. The average cost of living in this town is slightly higher compared to the national average, but the quality of life is worth every penny.

Estes Park is also a paradise for outdoor enthusiasts. With numerous hiking trails winding through the Rocky Mountain National Park, it’s an ideal location for retirees who love to stay active. Whether you enjoy hiking, fishing, or simply appreciating the beauty of nature, Estes Park offers a relaxed yet vibrant lifestyle for your golden years.

4. Fort Collins – Where Nature Meets Urban Life

Located in northern Colorado, Fort Collins is a charming blend of nature and urban life, making it an ideal place to retire. The city, nestled next to the breathtaking Rocky Mountain National Park, offers stunning views and many outdoor recreation opportunities. It’s also adjacent to the Arapaho and Roosevelt National Forests, providing nature lovers with a serene retirement setting.

Just 20 minutes from the city center, Horsetooth Reservoir beckons with activities such as kayaking and hiking. For those who prefer winter activities, Fort Collins is a short drive away from several notable ski resorts. The city is also home to Colorado State University, providing a vibrant cultural scene with a variety of events and programs for retirees.

The city boasts several retirement communities, each offering a unique lifestyle and amenities. Fort Collins Senior Center, for instance, offers a wellness center, a library, a spa, and community gardens. The center also organizes ski trips and other events, ensuring an active and enjoyable retirement. With a thriving downtown area, excellent public transit, and an array of shopping and dining options along S College Ave, Fort Collins truly embodies where nature meets urban life.

5. Colorado Springs – A Retirement Destination with a View

Colorado Springs is often cited as one of the best places to live in Colorado, particularly for retirees. Nestled at the foot of Pikes Peak, the city offers an unparalleled view of natural beauty. The city’s location offers a unique blend of urban life and nature, with more than 9,000 acres of parkland and 265 miles of trails. Outdoor enthusiasts will enjoy the 15-mile Santa Fe Regional Trail for walking, biking, or horseback riding.

In addition to its natural allure, Colorado Springs offers a rich cultural scene. Downtown is a hub of activity with a plethora of shops and restaurants. Art lovers will appreciate the numerous art galleries scattered throughout the city. Retirees can also explore the city’s history at the Colorado Springs Pioneers Museum or enjoy performances at the Pikes Peak Center.

Healthcare is a crucial factor for retirees, and Colorado Springs excels in this regard. Home to two of the best medical facilities in the state, retirees can enjoy peace of mind knowing that quality healthcare is accessible. With its stunning views, exceptional amenities, and welcoming community, Colorado Springs is undoubtedly a top retirement destination in Colorado.

6. Canon City – A Haven for Wine Aficionados

For those who appreciate wine and picturesque landscapes, Cañon City is a perfect retirement destination. This beautiful town, nestled on the Royal Gorge, offers a delightful mix of sublime mountain scenery and charming local wineries. In fact, almost 24% of the town’s population is over 65, making it a popular choice among retirees.

Not only does Cañon City offer an idyllic setting, but it also provides a sense of security with a relatively low number of annual violent crimes. The local property value is also notably affordable, with the average home value being around $218,200. Unfortunately, there are no hospitals within a 25-mile radius of the city, but the town’s peaceful nature and engaging cultural experiences more than compensate for this.

Living in Cañon City means being able to stay active and engaged in a community that values adventure and camaraderie. So, if you’re considering where to start your next adventure in retirement, Cañon City might just be the place you’re looking for.

7. Fort Morgan – An Undiscovered Gem

Fort Morgan is another charming city that deserves a spot on your retirement destination list. Located on the banks of the South Platte River, this sleepy town is perfect for retirees looking to relax and enjoy a slower pace of life. The city’s population over 65 is relatively lower, at just over 14%, but this only adds to its appeal as an undiscovered gem.

The home values in Fort Morgan are slightly higher than in Cañon City, with the average home value being $215,200. The city also boasts of much lower annual crime rates, with a recent count showing 63 violent crimes and 328 property crimes. Moreover, the city has one hospital within a 25-mile radius, adding to the convenience and safety of living in Fort Morgan.

Beyond its tranquil environment and safety, Fort Morgan offers plenty of opportunities to stay active and healthy. Its proximity to the South Platte River provides ample outdoor activities to engage in, making it an attractive option for those who wish to stay active in their retirement years. So, if you’re looking for a retirement destination that combines relaxation, safety, and a sense of community, Fort Morgan could be the ideal choice.

8. Lone Tree – Experience the Splendor of Colorado Living

Just south of Denver lies the small city of Lone Tree. Home to just over 14,000 people, this charming locale offers a peaceful yet fulfilling retirement lifestyle. Despite its size, Lone Tree is a prosperous community with a median income exceeding $$113,653.

Lone Tree is far from being a sleepy town. It boasts a strong cultural scene, with a symphony orchestra that regularly delights audiences with stirring performances. In addition, the city’s performing arts center hosts a variety of shows and events, offering an exciting calendar of cultural activities for residents.

Not to be forgotten is the city’s rich history. Among its historical sites, the Schweiger Ranch stands out. Once a symbol of Colorado’s agricultural heritage, today, it offers a peek into the city’s past. Beyond its city limits, Lone Tree offers easy access to attractions like the Denver Zoo and Coors Field, making it a splendid choice for retirees who desire a mix of suburban tranquility and urban access.

9. Federal Heights – Affordable Retirement Homes

Those seeking an affordable retirement lifestyle in Colorado might find Federal Heights an appealing option. Nestled in the suburbs of Denver, this city offers economic living options without compromising on the Colorado experience. Its home values are notably lower than many Denver communities, making it a great choice for retirees.

Despite its affordability, Federal Heights does not lack charm. The city is a haven for active adults, with its local winery and a landscape that embodies the iconic Colorado scenery. Its proximity to Denver provides easy access to the Mile High City’s amenities, adding to its allure.

With a significant percentage of its population over 65, Federal Heights understands the needs of its senior citizens. The city has a relatively low crime rate, several hospitals within a 25-mile radius, and offers a secure and convenient environment for retirees. It’s a place where one can enjoy the best of Colorado without straining their retirement budget.

10. Cherry Creek – Vibrant Community of Retirees

Located just a stone’s throw away from downtown Denver, Cherry Creek stands as an oasis for retirees. With a population of just over 11,000, this suburb offers a vibrant yet peaceful environment for those seeking to enjoy their retirement years. As a resident, you’ll have access to a variety of amenities and services tailored to meet your needs.

Cherry Creek is known for its friendly neighbors and safe streets, making it an ideal place to call home. This suburb isn’t just a residential area; it’s a community. The people here look out for one another, creating a sense of belonging and camaraderie that’s hard to find elsewhere.

What sets Cherry Creek apart from other retirement destinations is its emphasis on outdoor living. With numerous walkways and outdoor options, retirees can engage in various activities that promote physical health and well-being. With an A+ Niche grade, Cherry Creek is indeed a suburban bliss for retirees.

Why Choose Colorado for Retirement

Here is why you should choose Colorado as your retirement destination:

Vibrant Yet Relaxing Lifestyle

If you’re looking for a place that offers a balance between an active and a laid-back lifestyle, Colorado is the place for you. The state is known for its vibrant arts and culture scene, with numerous art galleries and cultural events occurring throughout the year. Whether you enjoy attending art exhibitions, theater performances, or music concerts, you’ll find plenty to entertain you.

At the same time, Colorado provides a relaxing and serene environment for those who prefer a slower pace of life. With its breathtaking natural beauty, you can spend your days taking leisurely walks in the park, having picnics by the lake, or simply enjoying the view from your backyard. The choice is yours!

Accessibility to Nature and Outdoor Activities

One of the biggest draws of retiring in Colorado is the easy accessibility to nature and a host of outdoor activities. The state is home to the Colorado River, which provides ample opportunities for fishing, boating, and kayaking. Whether you’re an adventure-seeker or a nature lover, Colorado’s diverse landscape has something for everyone.

From trekking in the mountains to skiing in the winter, the outdoor activities are endless. Even a simple walk in the park can turn into an adventure, with more than 9,000 acres of parkland and over 260 miles of trails to explore. Indeed, retirement in Colorado means you’ll never run out of things to do and places to explore.

Quality of Healthcare

When considering retirement in Colorado, healthcare is an essential aspect. Colorado offers a high standard of medical care, with numerous top-rated hospitals and medical facilities scattered throughout the state. Many cities have state-of-the-art medical facilities equipped with the latest technology and staffed with skilled healthcare professionals. Whether you require regular check-ups, specialized care, or emergency services, you will find excellent healthcare services readily available.

Moreover, Colorado has a proactive approach to healthcare, with a strong emphasis on preventative care and wellness. The state encourages healthy living through various programs and initiatives, fostering a community that values health and well-being. This focus on health and wellness can contribute significantly to the quality of life in your retirement years.

Retirement Statistics in Colorado

Colorado has become an increasingly popular destination for retirees. The state offers a balanced mix of urban sophistication and natural beauty, making it attractive for those seeking an active and fulfilling retirement. Statistics show a growing trend of people over 65 choosing Colorado as their retirement destination. The appeal of the Colorado lifestyle, coupled with the stunning views of the Rocky Mountains, are significant factors influencing this choice.

Moreover, Colorado boasts low crime rates, especially in its smaller towns and suburbs, providing a safe and secure environment for retirees. The state also offers a variety of housing options, ranging from affordable homes in smaller towns to upscale residences in larger cities. This diversity in housing caters to different budget requirements, making retirement in Colorado a feasible option for many.

In addition, the state’s emphasis on health and wellness is reflected in its high life expectancy rates. Colorado consistently ranks among the top states for life expectancy, a testament to its quality of life. These statistics undoubtedly contribute to the state’s appeal as a retirement destination.

Tips for a Smooth Transition Into Retirement in Arizona

Planning for a smooth transition into retirement involves careful consideration of various factors. One of the key aspects is choosing a location that aligns with your lifestyle and interests. If you’re a nature lover, cities like Fort Collins and Breckenridge in Colorado offer stunning views of the Rocky Mountains and easy access to hiking and skiing opportunities.

It’s also essential to consider the cost of living in your chosen location. Research property prices, tax rates, and living expenses to ensure they align with your retirement budget. Smaller towns like Frisco and Evergreen in Colorado offer affordable housing options without compromising on the quality of life.

Lastly, consider the social aspects of retirement. Engage in community activities and pursue hobbies that foster social interaction. Colorado offers a vibrant community life with numerous activities and events for retirees. Staying active and socially connected can significantly enhance the quality of your retirement life.

Frequently Asked Questions

Final Thoughts

Deciding where to retire in the United States can be a big decision, but Colorado, with its blend of natural beauty and metropolitan convenience, certainly makes a compelling case. Its scenery, from the evergreen golf courses to the historic river walks, is unrivaled. The picturesque town of Golden, where the gold rush began, and the stunning Bear Creek that runs through it are just a few examples of what awaits senior citizens looking to enjoy their golden years in a postcard-worthy setting.