Best Places to Retire in Virginia

Virginia, often referred to as the Commonwealth, is an attractive option for retirees seeking a blend of city and country living. It offers a wealth of opportunities, from a rich history to a vast array of outdoor activities. The state’s unique blend of natural beauty and vibrant urban life makes it one of the 10 best places to retire in the United States.

Moreover, retiring in Virginia comes with significant financial benefits. The state does not tax social security benefits, a major source of retirement income for many seniors. Furthermore, retirees can deduct up to $12,000 in retirement income and pension, providing an added financial cushion.

Reviewing Top 10 Places to Retire in Virginia

Virginia, known for its rich history and beautiful landscapes, has become a notable retirement destination. The state’s low crime rate, well below the national average, and tax benefits for retirees make it an attractive option. Here, we review the top ten spots in Virginia favored by retirees.

1. Fairfax County – Gem of Northern Virginia

Fairfax County, a gem located in Northern Virginia, is the top spot in Virginia for retirees. Known for its vibrant community and lush greenery, Fairfax County is ideal for those seeking a peaceful yet engaging retirement life. This county offers easy access to medical facilities, ensuring healthcare is never a concern for retirees.

Aside from its excellent healthcare system, Fairfax County is also recognized for its safety. The crime rates here are significantly lower than in other areas, providing a secure environment for residents. Furthermore, Fairfax County is home to numerous amenities, including shopping centers, golf courses, and parks, making it an ideal place for leisure and recreation.

Retirees in Fairfax County never have to worry about boredom. The surrounding areas offer various activities and attractions, from historical sites to nature trails. There are also plentiful community engagement opportunities, with numerous clubs and organizations catering to different interests.

In conclusion, Fairfax County’s combination of safety, healthcare accessibility, affordability, and recreational amenities make it a top retirement spot in Virginia. From its rich culture to its beautiful landscapes, Fairfax County offers everything one might need for a fulfilling and enjoyable retirement.

2. Virginia Beach – A Beachfront Paradise

Virginia Beach, taking the top spot in Virginia, is a beautiful city that promises a relaxing retirement. This city is filled with a blend of military heritage and a vibrant, bustling lifestyle. It is home to seven military bases, including the renowned Norfolk Naval Shipyard and the Naval Air Station Norfolk, located in the surrounding areas.

But Virginia Beach isn’t just about the military. It also offers a plethora of attractions for retirees. One of the city’s crown jewels is its three-mile-long boardwalk. This boardwalk, which has garnered national acclaim, is a hub of activity and a favorite spot among locals and tourists alike. From early morning walks to evening strolls, the boardwalk provides constant entertainment and relaxation.

Moreover, Virginia Beach is famous for its endless range of restaurants and shopping places. Whether you are a foodie or a shopaholic, you will never run out of options. The city’s culinary scene is varied and flavorful, offering something for every palate. The shopping experience, on the other hand, ranges from quaint local shops to high-end boutiques.

So, if you are seeking a blend of beachfront paradise, military history, lively ambiance, and a variety of dining and shopping experiences, Virginia Beach is the perfect retirement spot in Virginia for you.

3. Falls Church – Charming Small Town Feel

Falls Church is a charming small town that offers a slower pace of life, making it an ideal retirement destination. Located less than ten miles west of the nation’s capital, Falls Church is home to around 14,586 residents, with a considerable population over 65. This town exudes a tranquil and inviting atmosphere that retirees may find appealing.

One of the factors that make Falls Church a desirable retirement destination is its high percentage of multi-unit housing. These accommodations are designed to cater to the diverse needs of seniors, offering convenience and comfort. Moreover, the town’s low ratio of people to healthcare and social assistance providers ensures that retirees have easy access to essential services.

Despite its small size, Falls Church has many attractions. Birch House and Cherry Hill are two local landmarks that offer a glimpse into the town’s history. Furthermore, the first Roy Rogers restaurant opened in this town in 1968, adding a unique touch to its rich history.

In conclusion, Falls Church promises a charming small-town feel, excellent healthcare facilities, comfortable housing, and a rich history. If you are looking for a quieter, slower-paced retirement with access to essential amenities, Falls Church could be your ideal retirement destination.

4. Abingdon – Love for the Arts

Abingdon, often described as a hidden gem in Virginia, is an enticing option for retirees. It’s a peaceful, small town, yet it brims with history and charm. Many of the houses and government buildings have been declared historic, which adds to the unique atmosphere of the town.

While it may be small in size, make no mistake, Abingdon is not short on things to do. The town is perfect for those who want to stretch their nest egg without compromising their quality of life. There’s a rich array of amenities and experiences to explore, especially for art lovers.

Despite its population of just over 8,000, Abingdon offers an impressive variety of cultural and artistic activities. These opportunities not only enrich the lives of its residents but also foster a strong sense of community engagement.

Overall, Abingdon receives high marks from its residents, and it’s easy to see why. Its perfect balance of tranquility, rich history, and vibrant arts scene make it one of the best places to retire in Virginia.

5. South Boston – Historic Southern Comfort

South Boston, a charming town in Southern Virginia, brings a unique blend of modern amenities and historic charm to the table, making it a perfect retirement destination. The town is home to a thriving community of seniors, ensuring ample company for the retirees. The town boasts a high concentration of recreational centers, making it a hub of engaging recreational activities.

Located along the scenic Dan River, South Boston not only offers stunning views but also a rich cultural heritage. The South Boston-Halifax County Museum of Fine Arts and History and the Crossing of the Dan Exhibit are big attractions for art and history enthusiasts. For those who love the outdoors, the Staunton River State Park offers breathtaking views, especially during the fall when the leaves turn.

The World of Sports, a major attraction in South Boston, is a haven for those who are young at heart. It houses a theater, a bowling alley, a skating rink, an arcade, and a restaurant, providing varied entertainment options for retirees.

6. Colonial Heights – Quiet Suburban Living

If you’re a retiree seeking peace, Colonial Heights might just be the place for you. According to the Census Bureau, a significant 18.8% of the town’s population is over 65, indicating a vibrant senior community. It boasts a comparatively low crime rate and is home to several hospitals within a 25-mile radius. With an average home value of $188,900, Colonial Heights offers affordable housing options for retirees.

Colonial Heights neighbors Falls Church, another retirement-friendly town. The city is cut through by the serene Appomattox River, which is a magnet for nature-loving retirees. The city is also dotted with inviting parks and intriguing museums, offering plenty of leisure activities for the residents.

The city’s safety, accessibility to healthcare, and affordability make it a desirable place for retirement. The city’s quiet suburban living, coupled with an array of recreational facilities, ensures a comfortable and fulfilling retirement for the seniors.

7. Williamsburg – A Dip into History

Home to a population of almost 16,000, Williamsburg, Virginia, is a treasure trove for history buffs. As one of the oldest cities in America, it offers a unique blend of rich historical experiences and modern amenities. The city’s population of individuals aged 65 and over makes up almost 17% of its total, forming an active and growing retirement community. The city’s friendly tax system further enhances its appeal to the older demographic. With a per capita income of $33,164, the city offers a comfortable lifestyle for its residents.

From museums to antique shops, Williamsburg is rich with cultural and recreational opportunities. The city is home to numerous restaurants serving a variety of cuisines, making it a delightful place for food lovers. Its beautiful landscapes along the James River and the friendly community spirit make Williamsburg the answer to the question, “Is Virginia a good place to live?”

8. Winchester – Gateway to Shenandoah Valley

Winchester, Virginia, is gaining popularity among retirees in Virginia, and for good reason. The town’s charm and vibrant community have caught the attention of national media, with Reader’s Digest ranking Winchester as one of the 10 best small towns in America to retire. With 16% of its population being over the age of 65, Winchester boasts an established senior population.

The town’s appeal extends beyond its small-town feel. The annual Shenandoah Apple Blossom Festival is a highlight of Winchester’s community calendar, drawing crowds for parades, concerts, and community celebrations. The festival is a testament to the town’s focus on community engagement and entertainment, adding another layer to its attractiveness for retirees.

Winchester’s growing retirement community is supported by a range of facilities and services for older residents. The town’s commitment to providing a comfortable and enjoyable retirement experience is reflected in its strong sense of community and wealth of opportunities for social interaction. It’s no wonder why Winchester is considered one of the best places to retire in Virginia.

9. Fredericksburg – A Riverfront Paradise

Considered one of the best places to retire in Virginia, Fredericksburg stands out due to its unique qualities. As an independent city, it retains an identity separate from the surrounding county, offering a rich blend of history and modern amenities. Its strategic geographical position, less than an hour from Washington, D.C., and the state capital, Richmond, allows for easy access to urban conveniences while maintaining a small-town charm.

Fredericksburg’s rich history, dating back to the 18th and 19th centuries, is conserved in its distinctive architecture. The city boasts 28 sites listed on the National Register of Historic Places, each echoing tales of its time as a strategic stronghold during the Civil War. This historical ambiance provides residents with a beautiful and unique setting in which to spend their retirement years.

In terms of healthcare, Fredericksburg outshines many other locations. It features considerably more hospitals and around 40 retirement communities offering various services and amenities. This ensures that residents have access to the necessary healthcare resources and a range of choices when it comes to selecting the perfect retirement community.

10. Bedford: Spectacular Mountain Views

Bedford is a small town that has been steadily gaining popularity as a retirement destination. Nestled in the shadow of the Peaks of Otter near the Appalachian Trail, this town offers a mix of outdoor activities and cultural experiences. Whether it’s hiking the trail, spending a day at Smith Mountain Lake, or visiting the nearly 21,000 acres of national forest, there’s plenty for the more adventurous retirees to enjoy.

For history buffs, there’s the National D-Day Memorial, which pays tribute to the brave soldiers of World War II. Additionally, Thomas Jefferson’s summer home is located in the area, offering a glimpse into the past. These historical associations enrich the cultural experience of living in Bedford and provide plenty of opportunities for exploration and learning.

For those who appreciate fine wine, Bedford offers the “Bedford Wine Trail,” featuring six local wineries. This makes for a delightful leisure activity, whether you’re a connoisseur or simply enjoy a good glass of pinot. With its gorgeous mountain views, rich history, and diverse leisure options, Bedford truly is a spectacular retirement place.

What Makes Virginia a Great State for Retirement?

When considering retirement, many factors come into play, and Virginia checks many of these boxes. First and foremost, it’s financially friendly to retirees. As mentioned, Virginia does not tax social security benefits and allows a deduction on retirement income. In addition, Virginia’s crime rates are well below the national average, providing a safe environment for seniors.

Healthcare accessibility is another critical factor. Virginia boasts 97 full-service hospitals. The state also houses medical centers in Hampton, Richmond, and Salem that offer health benefits for military retirees.

Lastly, Virginia offers a rich blend of city and country experiences. It’s steeped in history and provides easy access to urban amenities and rural tranquility. Whether you prefer a vibrant city atmosphere or a peaceful country setting, Virginia has it all.

Criteria for Determining the Best Places to Retire in Virginia

Several criteria make Virginia a top choice for retirement. These include below-national average crime rates, affordable living costs, access to quality healthcare, and a variety of amenities such as golf courses, performing arts centers, and vibrant city life. Additionally, the availability of outdoor recreation like the Virginia Creeper Trail, rich history, and art galleries make it a fascinating place to spend your golden years. Local attractions like the University of Virginia, Colonial Williamsburg, and Chesapeake Bay further enhance the state’s appeal.

Healthcare Accessibility

One of the top criteria for retirees is healthcare accessibility, and Virginia scores high in this area. Virginia’s average median rent and cost of living are lower than many other states, making healthcare more affordable for seniors.

In addition to these, Virginia is home to several medical centers in locations like Hampton, Richmond, and Salem. These centers provide comprehensive healthcare services, including special benefits for military retirees. With such a robust healthcare infrastructure, retirees in Virginia can have peace of mind about their health and well-being.

Affordability Factor

When considering places to retire, the cost of living is crucial. Virginia offers a variety of places with varying cost levels. Some towns and counties, like Fairfax County, are known for their high incomes but also have higher costs.

However, Virginia also boasts many affordable places to retire. For instance, places like South Boston and Colonial Heights offer more reasonable living costs. These locations have lower housing prices and overall cost of living, making them ideal for retirees who are on a budget.

Community Engagement Opportunities

Having a supportive and engaging community is essential during retirement. Virginia offers plenty of towns with a strong sense of community. For example, the small town of Winchester is known for its friendly people and strong community ties. Retirees can enjoy different community activities and events, enhancing their social life.

From volunteering at local charities to participating in community events and town festivals, there are numerous ways for retirees to stay active and engaged in Virginia. These opportunities not only provide a sense of purpose but also help in creating strong social connections, which are vital for a fulfilling retirement.

Amenities

Having easy access to essential amenities is another crucial factor when choosing a retirement destination. Fortunately, Virginia offers a wide range of amenities to its residents. From top-notch healthcare facilities and shopping centers to recreational areas and cultural venues, retirees have everything they need close at hand.

For instance, Fairfax County offers a plethora of amenities, including world-class medical facilities, shopping malls, and parks. Similarly, Virginia Beach provides a combination of beachfront living with city amenities, making it a popular choice amongst retirees.

Pleasant Climate

Virginia’s climate is another attractive factor for retirees. The state enjoys a mild and pleasant climate year-round, with four distinct seasons. Summers are warm but not excessively hot, and winters are generally mild, making it comfortable for outdoor activities throughout the year.

The state’s climate allows retirees to enjoy a variety of outdoor activities, such as spending a beach day in Virginia Beach during the summer or taking in the breathtaking fall foliage in Bedford. This pleasant climate makes Virginia an ideal destination for retirement.

Rich Culture and Beautiful Landscape

Virginia is known for its rich history and diverse culture, offering an enriching environment for retirees. From historical sites in Williamsburg to art festivals in Abingdon, retirees can immerse themselves in Virginia’s vibrant culture.

Beyond the cultural experiences, Virginia’s landscapes are equally captivating. The state boasts beautiful beaches, majestic mountains, and lush forests. Whether it’s the serene beaches of Virginia Beach or the spectacular mountain views in Bedford, Virginia, it provides a beautiful backdrop for a peaceful and fulfilling retirement.

Frequently Asked Questions

Concluding Thoughts

Virginia offers an array of splendid towns that are perfect for retirement. They include places like Virginia Beach, which not only serves as a significant foundation for our federal government with several military bases but also provides endless enjoyment and excitement.

Similarly, the town of Abingdon is another gem in Virginia. Known for its Virginia Highlands Festival and its love for arts, it is an ideal spot for those who wish to immerse themselves in culture. 

For those who prefer a quieter life, Colonial Heights and South Boston offer access to healthcare, low housing prices, and the lowest crime rates. Regardless of the town you choose, the overall tax burden in Virginia is manageable, making it a financially sound choice for retirees.